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Can I decline the CDW?

Yes, you can!

However, this must be done upon your arrival as you are required to sign a contract stating that you are declining the agency's insurance. 

Related Help Articles:
Do you withhold an amount from my credit card? What is Sand and Ash Protection (SAAP)? What is a Super Collision Damage Waiver (SCDW)? Will the price change if I waive the included insurances? Is it an Option to Waive the CDW